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Have some questions you want to ask us? Excellent! We love talking with people to see how we can help you reach your goals.
If you have questions about…
- Our process for buying your house with an all-cash offer
- Our process for helping you find a great home to buy yourself
- Our process for partnering with us on deals to add to your investment portfolio
- … or anything else you want to ask us (even just to make sure we’re real people
Just give us a ring at the phone number below or shoot us an email through the form. We’ll get back to you within 48 hours. If you need us quicker, make sure to call as we’re able to answer phone calls more quickly than we’re able to return emails.
Chat with you soon!
Contact Info:
Quick Sale New England
PO Box 586
Derry, NH 03038
978-361-0413
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Investing In Real Estate With Your IRA
As you know, real estate is at a 30 year low right now in many markets. Recently all over Wall Street Journal, New York Times, and countless other publications there have been stories about big Wall Street companies jumping in and buying real estate rather than stocks… because they know they can get a better return.
So, why are most Americans still trusting their own retirements… IRAs… 401ks… with the stock market?
The answer is, they don’t know any better.
Before we dive into the good stuff… remember, we are not financial advisors and by no means should this guide be meant to act as financial, tax, or legal advice. It’s for informational purposes only. Consult your own professional advisors before you make any financial choices like this.
The Self-Directed IRA for Real Estate
There’s something called a Self-Directed IRA. They’ve been around for a while… and in the past several years, many people have realized that their IRAs aren’t earning them a darn thing (sometimes even losing money). So, those people (maybe this is you) have started to look for other ways to earn better returns with that same IRA.
Enter the “self-directed IRA”.
A self-directed IRA is simple. It’s a retirement account that has the same tax benefits as a normal IRA… but, you have more flexibility in deciding what you want your IRA to be invested in.
You can invest in…
- Real estate (commercial, income generating rental property, rehabs, etc.)
- Promissory Notes secured by mortgages (i.e. – private lending)
- Tax lien certificates
- Limited partnerships
- LLC’s
- Sub-C corporations
- Real estate options
- Some types of precious metals
- … and the normal investments like stocks that your normal IRA can invest in
Basically, this opens it up so you can buy investment real estate with your IRA… or be a private lender in real estate.
Are There Restrictions?
Yes, there definitely are. There are restrictions on what you do with the real estate if you buy and hold… what types of precious metals… and often times the “custodian” of the SDIRA has restrictions on what they think you can and should invest in.
A custodian? What’s that?
Great questions.
Self-Directed IRA Custodians
The US Government created the SD-IRA loophole to help investors take more control over their investments while at the same time still getting the tax benefits. But, at the same time… they don’t want people setting up these SD-IRAs and just doing whatever they want.
So there is a barrier that they have to have in place… and that’s the custodian.
The custodian is usually the Self-Directed IRA company who you have your IRA with. They act as the “go-between” when you’re going to make an investment. Many custodians have guidelines on what you can invest in, how long it will take for you to actually make your money work for you once they approve the investment… etc. Some custodians are more passive… and let you actually have a checkbook where you can write checks from your SD-IRA to make investments.
You should do your homework and find the custodian that’s right for you. Here are a few that we know and respect:
- Guidant Financial (expensive, but gives you true checkbook control, which is huge) – https://www.guidantfinancial.com
- Equity Trust – http://www.trustetc.com/
- Entrust – http://www.theentrustgroup.com/
Do some research to find the right fit for you.
Some have more expensive fees than others… and some give more flexibility than others.
What To Ask A Self-Directed IRA Company Before You Work With Them
Before you sign on with an SD-IRA company… ask them a few key questions.
- What are your fees? – Fees can vary wildly. Some charge an annual fee based on the value of the account, some charge an annual fee, some charge large setup fees, etc. Find out what works for you. But, the idea is that by being able to invest in real estate with your IRA… you’ll more than make up for the fees you’re paying with your higher returns.
- What’s the process for approving an investment? – Some companies can take up to 30 days+ to fund an investment after you send it in for approval. Some SD-IRAs give you what’s called “true checkbook control”, where you actually get a checkbook where you can write checks from your IRA account… which gives you immediate access to the funds (i.e. – to close a deal quickly). Checkbook control usually is a tad more expensive to set up than an IRA account that requires all investments to go through the sometimes lengthy custodian approval process, but again… find out what’s best for you.
- Are there any restrictions on what I can invest in? I want to invest in real estate and make private loans. – Some SD-IRAs with larger more traditional companies like Schwab and SmithBarney put restrictions on what your account can invest in. Some don’t allow real estate… while others do. Just ask.
- Is my retirement account eligible to “rollover” into an SD-IRA? – Not all retirement accounts can be rolled over into a self-directed IRA. Most IRAs can be… and even some 401(k)s can be. Just ask your financial advisor and ask the representative at the SD-IRA company you’re working with.
- How long will it take for my account to be up and running and have funds available for investment? – Some people wait way too long to get this process rolling. If you know you want to use your IRA to invest in real estate… get the ball rolling on getting it rolled over into an SD-IRA account asap. Some companies may take weeks or even over a month to have your account setup complete and ready to invest. So, don’t wait until you’ve found a great real estate deal to get started… get started today so your funds are ready to invest when you need them.
Getting Off The Sidelines And Getting Your Money Working For You
If you feel a self-directed IRA may be a great way for you to invest a portion of your retirement in things you know (rather than the unpredictable stock market)… then dive in, take some time to educate yourself on the pros and cons of a SD-IRA (those websites I put above are a great place to start. They have all kinds of resources to learn more about self-directed IRAs and how you can use them to invest in real estate).
If you have any questions on how you can work with us as an investor… just connect w/ us through our contact form or call us anytime at: 978-361-0413. We offer discount investment properties in Derry and surrounding areas to investors like you who often buy them and keep them as rentals. Also, for those qualified investors who want to explore private lending… contact us and we’ll talk about how we work with private lenders as well.
Happy investing! We’re here as a resource for you so don’t hesitate to connect with us anytime.
Congrats! Download Your Report
Thanks for requesting our “3 Ways To Passively Participate In Today’s Real Estate Market” report.
This report is meant to be a quick read and a service to our website visitors to help educate you on today’s real estate market and how people are participating in today’s historical buyers market in a passive fashion.
If after reading this report you feel that you want to learn even more… find a reputable real estate investment firm in your area that you can talk to or you can also contact us for more educational information on the 3 types of passive or semi-passive ways to participate in today’s real estate market.
Click the button below to start your download.
Please check your email for more information and resources from us and if you’d like to chat with us to learn more about what we do, don’t hesitate to contact us anytime.
*NOTE: This is not and should not be seen or taken as legal advice. We are not attorneys or CPAs. This is for informational purposes only and you should ask your own tax and legal professional advisers advice for your specific situation and goals.
Congrats! Download Your Report
Thanks for requesting our “Top 10 Questions To Ask Before Considering Private Lending” report.
This report is meant to be a quick read and a service to our website visitors to help educate you on common questions that you should consider thinking about and asking before you jump into the world of private lending. Whether you work with someone you already know and trust or a real estate investing firm you barely know… you should ask the right questions to make sure your interests are protected.
If after reading this report you feel that you want to learn even more… find a reputable real estate investment firm in your area that you can talk to or you can also contact us and we’ll direct you toward more information to help you get your questions answered.
Click the button below to start your download.
Please check your email for more information and resources from us and if you’d like to chat with us to learn more about what we do, don’t hesitate to contact us anytime.
*NOTE: This is not and should not be seen or taken as legal advice. We are not attorneys or CPAs. This is for informational purposes only and you should ask your own tax and legal professional advisers advice for your specific situation and goals.
Step 2 – Get On Our Priority List
Complete Your Buyer Profile
Excellent! We’ll be sending you an email shortly to connect.
Since our inventory changes every week, many of our deals don’t even get posted on our site because they’re sold to our preferred buyers before we get a chance. Now, to get a jumpstart on properties as they become available, help us by telling us what you’re looking for in the investor survey below. We call it our Preferred Buyers list.
Privacy Policy
Privacy Policy
At New England Quick Buyers LLC, we respect your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our website.
1. Information We Collect
We may collect:
- Your name, phone number, and email if you fill out a form
- Property details you submit
- Basic website usage data (like IP address, browser, etc.) through cookies
2. How We Use Your Information
We use your information to:
- Contact you about your property or inquiry
- Send you updates or offers if you opt in
- Improve our website and marketing
3. Sharing Your Information
We do not sell your information. We may share it with trusted partners (such as title companies, contractors, or lenders) only as needed to serve you.
4. Cookies
We may use cookies or similar tools to enhance your browsing experience and analyze website traffic.
5. SMS Privacy
If you opt in to receive text messages from us:
- Your consent and opt-in information will not be shared with third parties.
- We only use your phone number to communicate with you directly regarding your inquiry or updates related to our services.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
6. Your Choices
You can request to:
- Access or update your data
- Unsubscribe from communications
- Have your data deleted
7. Contact Us
If you have questions about this policy, please contact us:
New England Quick Buyers LLC
📧 info@highlandventures.co
📞 978-662-7752
Welcome On In! You’re Now On Our Preferred Derry Investment Buyer List!
You’re now on our Preferred Derry Investment Buyer list and whenever we have new properties available we’ll shoot you an email.
We end up posting many of our properties here on this website on our Property page… but also, many of our best deals don’t make it to this website because they get sold to our Preferred Buyers List before we have a chance to list them on this website.
When you get an email from us before to open it and look at the available properties fast and contact us if you’re interested in a property right away. Our properties tend to go fast.
If you want to chat with someone on our team about your specific investment profile, feel free to call us at: 978-361-0413
We look forward to working with you! Be on the lookout for our next Property Alert Email!
– Quick Sale New England